Loss ratios and your business

It is becoming increasingly popular for Hong Kong-based businesses to implement wellness benefits, with many focusing on offering a comprehensive package that attracts and maintains the best staff. One of the major pillars of the most successful wellness plans is health insurance, and while companies have offered insurance to their employees for a considerable amount …

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Staph and your baby in Hong Kong: Is maternity insurance enough?

Recently mothers-to-be in Hong Kong have raised the question about the possibility of new babies born locally contracting staph infections. While there is certainly a concern among the pregnant women of Hong Kong and their partners about the safety of their newborn children, this has also raised questions from Pacific Prime’s maternity insurance policy holders. If …

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Will your insurance premium increase if you claim?

The cost of health care at private facilities in Hong Kong is increasing, and will continue to do so for the foreseeable future, especially if the government continues to suggest that hospitals push non-emergency patients to the private system. If you are considering receiving treatment at a private clinic or hospital in Hong Kong then …

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Moving to the USA? What Hong Kongers should know about US health insurance

With the U.S. Consulate in Hong Kong reporting a surge in visa applications from Hong Kong citizens, now is a better time than ever for people in Hong Kong to fully understand health care in the United States of America. Whereas the Department of Health in Hong Kong provides subsidized health care services to every …

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