Maternity Insurance in Hong Kong

Why should you buy maternity insurance?

Having a child in the modern world can be extremely expensive. Since each insurer has a different approach and procedure for providing the more predictable expenses, such as vaccinations and health checks for newborns, talk to us to find your easiest and most effective options.

Ovulation Calendar

DAYS OF LAST PERIOD

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AVERAGE LENGTH OF CYCLE

IS YOUR CYCLE REGULAR Yes NO

What does maternity insurance cover?

Pre and Post-natal treatments & examinations
Medically prescribed Caesarian
Normal delivery
Delivery with complications
Delivery following fertility treatment
Hospital or Home delivery costs

Comprehensive plans will also cover

Care of newborn children
Fertility treatments
Congenital birth defects
Maternity policies can also include the medical treatment required for newborns if something unexpected happens.

Already Pregnant?

If you're already pregnant, most insurers will decline coverage. In most cases, insurers require a moratorium (a waiting period) of around 10 months or more, of paid maternity coverage before covering pregnancy, birth and/or newborn coverage. Maternity coverage works this way to prevent the insurance companies from losing too much money and giving away free coverage as pregnancy care and birth costs can be quite expensive.